Is Your Job Title Costing You More Money On Your Car Insurance?

You may not be aware of this, but your job can affect how much you end up paying for your car insurance. Different jobs affect your premiums differently. This is because insurers over the years have built up a trove of knowledge of how people in different professions behave when driving. This means that insurers can make generalisations about the profession because they believe your professions speaks volumes about you as a driver.

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There are jobs that are considered racier” than other and it is those jobs that receive the higher premiums than those other jobs. These are the professions which are the least expensive and most expensive in terms of insurance premiums.

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Least expensive professions

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  • Nurse
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  • Guest house proprietor
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  • Reflexologist
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  • Distillery worker
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  • Coastguard
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  • Bursar
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  • Magistrate
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  • School-crossing warden (lollipop man/woman)
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  • Headteacher
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Most expensive professions

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  • Motor racing driver
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  • Footballer
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  • Other sportsmen
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  • Funfair employees
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  • Canvasser
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  • Scrap dealer
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  • Exotic dancer
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  • DJ
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  • TV presenter
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  • Student and apprentice (the assumption of youth)
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The reason your job is taken into account is that insurers want to know whether you travel regularly as part of your job or what equipment you might happen to carry. It doesn’t matter what the facts are