21st October 2016
Van leasing or buying? The pros and cons
4,417 Views
“Very fast and helpful. No problems with getting me the van I wanted.“
Know exactly what you are looking for?
Use our Advanced Search
Vans aren’t only for business people, so we ensure we make all our vans available for personal lease, too. Whether you need a van for holidays or a personal hobby, we’ll get you a great deal on a van so you can do what you love.
We stock and source vans from the biggest manufacturers in the world such as Ford and Mercedes-Benz, and give you access to models like the Berlingo, Transporter and the Transit. We also offer specialist vans like refrigerated vans and pickup trucks like the Isuzu D-Max.
We have a range of personal lease deals available, such as personal contract purchase, contract hire and lease purchase. And if you have special circumstances like poor credit, other financial difficulties or no downpayment, we can still get you a lease deal.
Keep scrolling to browse our latest van deals, discover what lease contracts we have available and learn about the benefits of personal van leasing with Hippo.
Apply online in minutes ⏱️
Speed up the process of your car leasing journey and check your eligibility - with no impact on your credit score!
Apply online in minutes ⏱️
Speed up the process of your car leasing journey and check your eligibility - with no impact on your credit score!
The Hippo Commitment
1000's of car leasing deals to compare
Expert one to one help when you need it
Trusted by 1000’s of satisfied customersExplore
Browse by brand
How does personal van leasing work?
Van leasing is an affordable and convenient way of obtaining the right commercial vehicle for odd jobs, interests and hobbies. Leasing is a popular option for customers, thanks to predictable, fixed monthly rentals. And the process is as simple, too.
All you need to do is:
- Find the van you want and submit an enquiry, or if you can’t find a van enquire and we’ll source it for you
- Got through your application with an account manager and get your agreement approved
- Either pick up your van, or we can deliver it nationwide
- Enjoy driving your van for the duration of your agreement and return it when it’s over
What personal lease agreements are available?
You’ll have access to all our personal lease contracts, which include personal contract purchase, lease purchase and personal contract hire.
As well as our personal lease contracts, we offer bad credit deals and no deposit deals, so your new van is accessible no matter your circumstances.
- Personal contract hire (PCH) – pay set monthly payments for the duration of your contract, and then hand the vehicle back when your agreement is over
- Personal contract purchase (PCP) – pay set monthly payments for the duration of your contract, and then hand your car back or pay the optional balloon payment to own the car
- Lease purchase – pay set monthly payments for the duration of your contract, and pay the compulsory balloon payment to own the vehicle
Van leasing FAQs
What's the difference between a personal and a business lease deal?
A personal lease is when you intend to use the van for personal use, such as transporting goods while not operating as a business or holiday trips. Business use is when a company or sole trader leases a van for a purpose that benefits the business. If you are a registered business, you can opt for one of our business leases.
What's cheaper personal or business leasing?
Business leasing is cheaper than personal leasing because you can claim the VAT back on your purchase. If you plan to register as a business it might be worth waiting until you can do so. But we can still help if that isn’t your intention.
Can anyone lease a van?
Yes, anyone can lease a van. You don’t have to be a business owner to get one of our deals, we offer personal leases on all our vans.
Should I buy or lease a van for personal use?
It depends on what you want from the van; there are various pros and cons of each method. For example, leasing is ideal if you want to change vans every so often, whereas buying is better if you want a permanent solution.
Do I need a deposit for a personal lease van?
While a deposit will help take your monthly payments down, you don’t need one as we offer zero deposit deals on all our vans, so you won’t need to pay anything for 30 days.
Do I need good credit for a personal lease van?
While having good credit will help your application, you don’t need good credit as we offer bad credit van deals as well.
Do you have new and used vans available for personal lease?
Yes, we have new and used vans available, depending on what your preference is. We can also source vans for you if you can’t find what you’re looking for.
What type of vans are available for personal lease?
You’ll have access to our full range of vans, which include small vans, large vans, pickups and specialist vans like refrigerator vans.
Can you lease a business van for personal use?
While nothing is stopping you from using a business van for personal use if your company gives you consent, or you’re a sole trader, you can rent a van solely for personal use if that’s what you need it for.
Are different personal leasing van contracts available?
Yes, you’ll have access to all our personal van leasing contract which are lease purchase, personal contract hire and personal contract purchase.