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Bad Credit Car Finance & Leasing

Last Updated: 17th Jul 2019

At Hippo Leasing, we know the stress that a low credit score can cause, especially when it comes to something as important as getting a new car or van. That doesn’t mean you should feel limited in the car you drive, as Hippo Leasing can offer affordable lease agreements even if you have a less-than-perfect credit score.

We have access to all makes and models, as well as new and used cars, so if you can’t find what you’re looking for in our bad credit car lease deals below please, contact us for the best deals that suit your requirements.

To get behind the wheel of a car today, contact us or speak with our account managers by calling 01254 956 666 to discuss your subprime credit car finance requirements. Browse all our bad credit lease deals below.

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Used SpecialFiat Panda Hatchback

Fiat Panda Hatchback

1.2 Easy 5dr

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£138.56 per month inc VAT

Initial Rental: £1,247.04 inc VAT | Contract Term: 60 Months

Used SpecialVolkswagen Up Hatchback

Volkswagen Up Hatchback

1.0 Move Up 3dr

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£167.92 per month inc VAT

Initial Rental: £1,511.28 inc VAT | Contract Term: 60 Months

Used SpecialFiat 500 Hatchback

Fiat 500 Hatchback

1.2 Lounge 3dr

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£180.69 per month inc VAT

Initial Rental: £1,626.21 inc VAT | Contract Term: 60 Months

Used SpecialVauxhall Astra Diesel Hatchback

Vauxhall Astra Diesel Hatchback

1.6 Cdti 16v Ecoflex Design 5dr [94g/km]

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£201.55 per month inc VAT

Initial Rental: £1,813.95 inc VAT | Contract Term: 60 Months

Used SpecialHyundai I30 Diesel Hatchback

Hyundai I30 Diesel Hatchback

1.6 Crdi Blue Drive S 5dr

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£216.06 per month inc VAT

Initial Rental: £1,944.54 inc VAT | Contract Term: 60 Months

Used SpecialSkoda Yeti Outdoor Diesel Estate

Skoda Yeti Outdoor Diesel Estate

2.0 Tdi Cr Se 5dr

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£242.92 per month inc VAT

Initial Rental: £2,186.28 inc VAT | Contract Term: 60 Months

Used SpecialVauxhall Insignia Diesel Hatchback

Vauxhall Insignia Diesel Hatchba...

2.0 Cdti [170] Ecoflex Sri Nav 5dr [start Stop]

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£258.85 per month inc VAT

Initial Rental: £2,329.65 inc VAT | Contract Term: 60 Months

Used SpecialAudi A3 Diesel Sportback

Audi A3 Diesel Sportback

1.6 Tdi Ultra 110 Se 5dr

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£277.58 per month inc VAT

Initial Rental: £2,498.22 inc VAT | Contract Term: 60 Months

Used SpecialHyundai Ix35 Diesel Estate

Hyundai Ix35 Diesel Estate

1.7 Crdi Se 5dr 2wd

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£308.64 per month inc VAT

Initial Rental: £2,777.76 inc VAT | Contract Term: 60 Months

Used SpecialAudi A4 Diesel Saloon

Audi A4 Diesel Saloon

2.0 Tdi Ultra 163 Se Technik 4dr

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£317.68 per month inc VAT

Initial Rental: £2,859.12 inc VAT | Contract Term: 60 Months

Used SpecialAudi Q5 Diesel Estate

Audi Q5 Diesel Estate

2.0 Tdi [190] Quattro Se 5dr S Tronic

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£446.05 per month inc VAT

Initial Rental: £4,014.45 inc VAT | Contract Term: 60 Months

Used SpecialMercedes-Benz E Class Diesel Coupe

Mercedes-Benz E Class Diesel Cou...

E220 Bluetec Amg Line 2dr 7g-tronic

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£470.12 per month inc VAT

Initial Rental: £4,231.08 inc VAT | Contract Term: 60 Months

Click Here To See All Our Bad Credit Cars

What is bad credit car leasing?

Even with less-than-perfect credit rating, you can now apply for car finance with bad credit and lease your next vehicle with Hippo Leasing.

With poor credit car leasing, you have an agreement whereby you make agreed monthly payments for a fixed period. Bad credit vehicle leasing agreements commonly run from 48-60 months, this is slightly longer than most standard leases.

Credit scores reflect the risk that lenders take when offering poor credit car finance, meaning a strong repayment record will normally result in a good credit history and thus a higher credit rating, showing the lenders’ confidence that their money will be paid back.

Other factors that affect your credit score include:

  • County Court Judgements (CCJ)
  • Individual Voluntary Arrangement (IVA)
  • Bankruptcies
  • Stability with your address and electoral roll
  • Stability in the age of your accounts

The more stable your situation is, the more creditworthy you are likely to appear to potential lenders.

Lenders feel more at risk when lending to someone with a poor credit score as opposed to lending to those with good credit. As a result, rates will be higher, and a deposit may be required to cover the risk of not keeping up with payments.

How can Hippo Leasing help you get a car with subprime credit?

At Hippo Leasing, we have specialist account managers trained to work with a wide range of credit and financial backgrounds. Your allocated account manager will work hard to find you a vehicle and finance plan most suited to your budget and requirements

Our growing relationships with a wide panel of lenders means we can offer you the very best chance of approval for a bad credit lease or finance agreement. We assess your application prior to sending it to be approved to ensure you face the best chances of being approved.

You will be considered for approval whether you have missed payments, CCJs or defaults.

Benefits of leasing with Hippo Leasing

  • Nationwide delivery.
  • All credit considered.
  • New and used cars.
  • 48-hour delivery. If your car is in stock, we can deliver it to your door in 48-hours.
  • Soft credit check. Our initial credit check is a soft check that doesn’t impact your credit score.
  • No deposit. All our deals are available with no initial rental, meaning if you want, you can pay nothing for 30 days.

Frequently Asked Questions about bad credit car finance

Q: Can I lease a car if I have poor or bad credit?

A: Yes, you can. We have a wide range of bad credit leasing options on a wide range of cars available for you to choose from. Hippo Leasing specialises in bad credit leasing and aims to help all customers by considering all credit types so hopefully, we can help you.

Q: Can you lease any car or are you restricted on choice?

A: As we consider both credit and affordability, if we think you can afford a deposit and the monthly payments required to lease the car, you can have it.

Q: Do you require a hard or soft credit check?

A: We run a soft check to determine what you may be eligible for; next steps are determined dependant on the funder.

The Hippo Leasing promise

At Hippo Leasing, we strive to make the process of getting behind the wheel as simple as possible and accessible to more people. By providing a tailored service, we aim to offer something for everyone.

To get behind the wheel of a car today, contact us or speak with our account managers by calling 01254 956 666 to discuss your bad credit car finance requirements. View all our deals here.

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