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PCP Car Lease Deals

Last Updated: 20th Sep 2019

Getting a PCP car from Hippo Leasing is easier than ever before! Submit an enquiry, get accepted for leasing finance and then have your car delivered to your door. We’ll even take away your old car as part exchange if you like!

Personal Contract Purchase, or PCP, is a fantastic way for customers to drive away in a great value vehicle. If you’re looking for a vehicle upgrade, then considering a PCP agreement for flexibility and a range of options during and at the end of your agreement. You can read all about personal car leasing agreement types and finance on our site as well as by submitting an enquiry and using our account manager’s extensive car leasing knowledge to your advantage.

Look through our extensive PCP car deals below. Alternatively, use the search facility above if you’d like to look for something more specific. If you can’t find what you’re looking for when please contact us and we will be more than happy to help.

Read on to learn more about PCP, how it works and how to get a PCP car deal right for you. View our deals below to find the perfect PCP car, or else contact us on 01254 956 666 or email info@hippoleasing.co.uk with your requirements as we can source almost any car.

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Fiat 500l Hatchback 1.4 Pop 5dr

Fiat 500l Hatchback

1.4 Pop 5dr

From only

£146.52

Deposit: £0.00 | Contract Term: 49 Months

View Deal

Citroen C3 Picasso Diesel Estate 1.6 Hdi 16v Vtr+ 5dr

Citroen C3 Picasso Diesel Estate

1.6 Hdi 16v Vtr+ 5dr

From only

£148.07

Deposit: £0.00 | Contract Term: 49 Months

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Seat Leon Diesel Hatchback 1.6 Tdi Ecomotive Se 5dr

Seat Leon Diesel Hatchback

1.6 Tdi Ecomotive Se 5dr

From only

£149.62

Deposit: £0.00 | Contract Term: 49 Months

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Mini Hatchback Diesel 1.5 Cooper D 3dr

Mini Hatchback Diesel

1.5 Cooper D 3dr

From only

£155.84

Deposit: £0.00 | Contract Term: 49 Months

View Deal

Vauxhall Adam Hatchback 1.2i Jam 3dr

Vauxhall Adam Hatchback

1.2i Jam 3dr

From only

£158.41

Deposit: £0.00 | Contract Term: 49 Months

View Deal

Ford Fiesta Hatchback 1.6 Zetec Navigation 5dr Powershift

Ford Fiesta Hatchback

1.6 Zetec Navigation 5dr Powershift

From only

£166.37

Deposit: £0.00 | Contract Term: 49 Months

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Skoda Yeti Outdoor Diesel Estate 2.0 Tdi Cr Se 5dr

Skoda Yeti Outdoor Diesel Estate

2.0 Tdi Cr Se 5dr

From only

£176.17

Deposit: £0.00 | Contract Term: 49 Months

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Volkswagen Polo Hatchback 1.0 Match 5dr

Volkswagen Polo Hatchback

1.0 Match 5dr

From only

£188.92

Deposit: £0.00 | Contract Term: 49 Months

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Citroen C4 Picasso Diesel Estate 1.6 Hdi Vtr 5dr

Citroen C4 Picasso Diesel Estate

1.6 Hdi Vtr 5dr

From only

£193.50

Deposit: £0.00 | Contract Term: 49 Months

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BMW 1 Series Diesel Hatchback 116d Efficientdynamics 5dr [professional Media]

BMW 1 Series Diesel Hatchback

116d Efficientdynamics 5dr [professional Media]

From only

£193.76

Deposit: £0.00 | Contract Term: 49 Months

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Ford Focus Diesel Hatchback 1.5 Tdci 120 Zetec 5dr

Ford Focus Diesel Hatchback

1.5 Tdci 120 Zetec 5dr

From only

£199.69

Deposit: £0.00 | Contract Term: 49 Months

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Skoda Octavia Diesel Hatchback 1.6 Tdi Cr 110 Se 5dr

Skoda Octavia Diesel Hatchback

1.6 Tdi Cr 110 Se 5dr

From only

£203.56

Deposit: £0.00 | Contract Term: 49 Months

View Deal

Peugeot 308 Diesel Hatchback 1.6 Bluehdi 100 Access 5dr

Peugeot 308 Diesel Hatchback

1.6 Bluehdi 100 Access 5dr

From only

£206.53

Deposit: £0.00 | Contract Term: 49 Months

View Deal

Kia Sportage Diesel Estate 1.7 Crdi Isg 3 5dr [sat Nav]

Kia Sportage Diesel Estate

1.7 Crdi Isg 3 5dr [sat Nav]

From only

£215.39

Deposit: £0.00 | Contract Term: 49 Months

View Deal

Nissan Qashqai Diesel Hatchback 1.5 Dci Acenta 5dr

Nissan Qashqai Diesel Hatchback

1.5 Dci Acenta 5dr

From only

£215.70

Deposit: £0.00 | Contract Term: 49 Months

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BMW 3 Series Diesel Saloon 318d Se 4dr

BMW 3 Series Diesel Saloon

318d Se 4dr

From only

£226.46

Deposit: £0.00 | Contract Term: 49 Months

View Deal

Renault Captur Diesel Hatchback 1.5 Dci 90 Dynamique Nav 5dr

Renault Captur Diesel Hatchback

1.5 Dci 90 Dynamique Nav 5dr

From only

£226.46

Deposit: £0.00 | Contract Term: 49 Months

View Deal

Mercedes-Benz A Class Diesel Hatchback A180d Sport 5dr

Mercedes-Benz A Class Diesel Hatchback

A180d Sport 5dr

From only

£238.41

Deposit: £0.00 | Contract Term: 49 Months

View Deal

Hyundai Tucson Diesel Estate 1.7 Crdi Blue Drive Se Nav 5dr 2wd

Hyundai Tucson Diesel Estate

1.7 Crdi Blue Drive Se Nav 5dr 2wd

From only

£244.13

Deposit: £0.00 | Contract Term: 49 Months

View Deal

Audi A4 Saloon 1.4t Fsi Sport 4dr

Audi A4 Saloon

1.4t Fsi Sport 4dr

From only

£278.76

Deposit: £0.00 | Contract Term: 49 Months

View Deal

Audi TT Diesel Coupe 2.0 Tdi Ultra S Line 2dr

Audi TT Diesel Coupe

2.0 Tdi Ultra S Line 2dr

From only

£291.58

Deposit: £0.00 | Contract Term: 49 Months

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What is PCP (Personal Contract Purchase)?

PCP (or Personal Contract Purchase) is a type of personal car leasing and is one of the most popular ways of buying a car. A PCP leasing agreement is simple and offers great flexibility to the customer. You choose a car, pay the deposit if you have one, agree on a monthly payment and drive away. A personal contract purchase can be thought of as a long-term rental, allowing you to use the car until the contract ends.

How does PCP work?

PCP car leasing works by allowing customers to spread the cost of a car over a long period, typically between two and five years, but without ever owning the car outright. Sometimes a deposit is also required, though no deposit deals can also be found.

The monthly payments with a PCP plan do not contribute to the cost of the vehicle, rather they cover the depreciation of the vehicle over the lease length. This simply means you will be repaying the difference between what the car is worth at the start of the lease and what the dealer thinks it will be worth at the end of the lease (the Guaranteed Minimum Future Value).

Once the monthly payments of your fixed term have been completed, your options will be to:

  • Return the car – there will be no extra charges if the vehicle is returned within the agreed mileage and wear and tear guidelines.
  • Buy the car – you will have to make a final payment known as a balloon payment (future value figure) then the car is legally yours.
  • Part exchange for a new car using the equity built up in your current deal.

Find out how leasing works in our simple guide.

What are the benefits and advantages of PCP?

There are a number of benefits and advantages of PCP:

  • If your car is worth more than the Guaranteed Minimum Future Value, the difference can go towards a deposit on a new car.
  • Monthly payments are usually lower than if the car is financed by Hire Purchase agreement.
  • Hassle free - you can return the car without worrying about selling it on.
  • Flexibility – you generally have more choice in finding the right car and deal for your need and circumstances.
  • Personal contract purchase deals often include servicing and maintenance costs for peace of mind.

See our latest PCP lease deals to find the right car for you.

What are the disadvantages of PCP?

There are three key things to be aware of when entering a personal contract purchase agreement –

  • Ensure you are able to afford the monthly repayments for the full term of the PCP agreement.
  • Be aware of mileage limits as exceeding them will incur additional charges.
  • Excessive wear and tear such as scratches, damaged alloys and other poor maintenance can mean you’ll receive additional charges.

Read our car leasing FAQs guide to find out more on common leasing questions and answers.

Is PCP a good idea?

Depending on your circumstances and personal needs, personal contract purchase can be a great solution when buying a car. If you want the flexibility to change your car every 2 or 3 years, and like the idea of a hassle-free arrangement, PCP can be an ideal solution. You simply need to be aware of restrictions like mileage limits and wear and tear damage, as these can incur additional costs.

Check out our personal contract purchase lease deals to find the right car for you, or contact us today for help.

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