These are a selection of our most recommended products, all of which can be added to your vehicle agreement by speaking to one of our expert account managers.
You’re under absolutely no obligation to add any of these into your agreement, but we want to make sure you’re aware of your options to guarantee total peace of mind. Our job is to ensure you have everything you need throughout the life of your vehicle.
Imagine your vehicle is declared a write-off by your insurer due to an accident, flood, fire or theft.
Now imagine discovering that your insurance company settlement won’t match the outstanding finance amount you owe on your vehicle.
What is Hippo GAP Protection?
If your car is on finance, GAP provides you protection should your car be declared a write-off by your insurance.
In the event of a valid claim, GAP will pay the difference between the amount paid out (the settlement) by your insurance and any outstanding finance on your car, meaning you can rest assured you’ll never be out of pocket.
You pay £18,500 for your vehicle. Your vehicle is written off. Your insurance company pays out £12,000 but you still owe £17,000 on your finance agreement. A Finance GAP payout of £5,000 makes up the difference to the outstanding finance.
This is a common scenario faced by motorists every day. Even if you’re not liable, you’re almost certain to find a shortfall between the amount you receive in settlement and the balance owed on your finance agreement. In truth, this shortfall could be a significant sum depending on the rate of depreciation of your vehicle.
So, who’ll protect you against this financial loss? Well, with Hippo GAP, RTI and Lease GAP Protection, we will.
Combined Gap RTI
What is Hippo GAP & RTI Protection?
Whereas GAP Protection will cover any shortfall up to your outstanding finance, GAP & RTI Protection can offer you even further protection.
If your invoice price (the amount you paid for the car) is higher than what you owe on finance, GAP & RTI will cover the shortfall back to the vehicle’s invoice price. That’s also applicable if you used cash or a personal loan to buy the vehicle.
Alternatively, if the outstanding finance on your vehicle is greater at the time of write-off, GAP & RTI will cover the shortfall up what you owe.
GAP & RTI will always pay out the greater figure.
That could leave you in a favourable position when it comes to getting a replacement car, as any money left over after settling your outstanding finance is yours to use as you wish, including a deposit for a new car.
RTI example 1
You pay £18,500 for your vehicle. Your vehicle is written off. Your insurance company pays out £12,000 but you still owe £17,000 on your finance agreement. Hippo RTI payout of £6,500 makes up the difference back to the vehicle’s invoice price leaving you with an extra £1.500.
RTI example 2
You pay £10,500 for your vehicle. Your vehicle is written off. Your insurance company pays out £7,000 but you still owe £12,000 on your finance agreement. Hippo RTI payout of £5,000 makes up the difference back to the outstanding finance meaning you have no outstanding debt on the vehicle.
What is Hippo Lease GAP?
Similarly to GAP, Hippo Lease GAP pays the balance between your insurance’s valuation of the vehicle at the time of write off and any outstanding finance.
However, on top of that, with Lease GAP, when you get a new car, it’ll cover your first three finance payments – up to £750.
Lease GAP example
Your vehicle is written off. Your insurance company pays out £12,000 but you still owe £17,000 on your finance agreement. Hippo Lease GAP payout £5,000 to make up the difference as well as 3x£250 monthly payments on your new vehicle.
Hippo F1 Paint Protection
£299 | Five Year Guarantee
Protect your vehicle’s paintwork and interior with our next-generation paint protection.
F1 protection is a new generation of ceramic paint that bonds with your paintwork, alloys, bumpers and glass to protect them from pollutants, weathering and sap. Hard-wearing and with a five-year guarantee, you can ensure your vehicle’s looks remain timeless.
Our F1 protection also includes a hypo-allergenic, environmentally-friendly ceramic coat applied to your vehicle’s carpets and fabric, ensuring everyday spills, dirt and grime are easier to remove – saving you both time and money.
Hippo Complimentary Accident Aftercare
We never forget the trust you place in us when you ask us to repair your vehicle. Our complimentary Accident Aftercare service is part of our commitment to you.
By calling our Accident Aftercare number, we’ll ensure that your vehicle is directed to our bodyshop; guaranteeing that it receives the specialist and technical expertise it needs and deserves.
Our trained technicians understand your car’s complexities and know how to repair them. We always use genuine parts and approved repair methods, so you can be sure your vehicle is returned to its pre-accident condition without compromising its safety or integrity.
To arrange your temporary replacement vehicle following an accident, call 08444 159 824.
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