Bad Credit Car Finance and Leasing

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Bad Credit Car Finance and Leasing

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At Hippo Leasing, we know the stress that a low credit score can cause, especially when it comes to something as important as getting a new car or van.

You don’t want your credit score to affect your livelihood and prevent you from doing the things you love.

Having bad credit doesn’t mean you should feel limited when trying to lease a car – our team will work with you to get the car you desire.

Because you’re renting the car, payments are lower, and you can hand the vehicle back at the end of the term.

Our lenders will only offer you agreements based on what you can afford, so there’s less risk of going over budget.

We can offer you an affordable lease agreement even if you have a less-than-perfect credit score. What are you waiting for? Browse our best deals and enquire about your favourite car!


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Speed up the process of your car leasing journey and check your eligibility - with no impact on your credit score!

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    How Does Bad Credit Leasing Work?

    Even with a less-than-perfect credit rating, you can apply for car finance and lease your next vehicle with us.

    With our poor credit car leasing, you go through the same process as you would with a perfect score. You pick your car, agree your term – usually from 48-60 months with a low credit lender – complete your purchase, then get behind the wheel of your new car. It’s that simple.

    What Do Lenders Look For?

    When deciding whether to finance your car, your lender will look at your credit score. Credit scores reflect the risk that lenders take when offering you any type of finance, including car finance. A strong repayment record will normally result in a good credit history, giving you a higher credit score.

    What Is the Difference Between Good and Bad Credit Leasing?

    Lenders feel more at risk when lending to someone with a poor credit score as opposed to lending to those with good credit. As a result, rates will be higher, and a deposit may be required to cover the risk of not keeping up with payments.

    How Can We Help You Get a Car With a Low Credit Score?

    At Hippo Leasing, we have specialist account managers trained to work with a wide range of credit and financial backgrounds. Your allocated account manager will work hard to find you a vehicle and finance plan that suits your circumstances.

    Our growing relationship with a wide panel of lenders means we can offer you the very best chance of approval, even if you have a bad credit score.

    Before sending your application to the lender, we assess it to ensure you have the best chance of being approved. You’ll even be considered for approval if you have missed payments, CCJs or defaults.

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    Frequently Asked Questions

    Yes, you can. We have a wide range of bad credit leasing options for you to choose from. We specialise in bad credit leasing and aim to help you get behind the wheel of your next car by considering all credit types.

    As we consider both credit and affordability, if we think you can afford the monthly payments required to lease the car, you can choose any vehicle from our range.

    We run a soft credit check to determine your eligibility. This won’t appear on your credit report. If you decide to go ahead, the lender will run a hard credit check before approval.

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