7 cheapest used cars to insure in 2022

Date Posted 3rd December 2021
Read Time 5 min read

With so many factors to consider, and so many other bills to pay, car insurance can seem like a real headache for most drivers. UK car insurers assess both the driver and the car before setting a monthly insurance rate. Aspects including age, location, driving history as well as previous claims and convictions are all looked at when reviewing drivers. For vehicles, size, performance, safety technology, repair costs and purpose of use are all taken into consideration. The vehicle is then placed into a car insurance group ranging from 1-50, 1 being the most affordable. At Hippo Leasing, we have a huge range of in-stock used cars available at the best prices. To help you narrow down your search, here are the 7 cheapest used cars to insure in 2022.

Kia Picanto

One of the cheapest used cars to insure is the Kia Picanto

Insurance Group 1 to 4 depending on the trim

Don’t let the compact size of the Kia Picanto fool you. This car offers both impressive technology and solid performance. Its 1.0-litre automatic engine produces 166bhp and can accelerate from 0-60mph in 16.6 seconds. The Picanto features an Advanced Driver Assistance System (ADAS) that includes Forward Collision Avoidance Assist (FCA), a Blind-Spot Collision-Avoidance System (BCA), and many other safety features. This combined with a 100,000-mile warranty, makes the Kia Picanto a viable option for anyone looking for a great car that won’t cost them an arm and leg to insure.

Ford Fiesta

Insurance Group 4

The Ford Fiesta has gained a great reputation amongst hatchback enthusiasts for its sporty exterior design, good technology and first-class handling capabilities. The Fiesta’s capable 1.6-litre petrol engine provides 122hp and 162 Nm of torque. Thanks to its lightweight design, the 2021 Fiesta is also very-fuel efficient, helping the driver to reduce costs at the pump. Phone integration systems along with the SYNC3 infotainment system offer a user-friendly interactive experience with this already impressive little vehicle. Safety wise, the Fiesta offers an advanced range of technologies including Pre-Collision Assist, Emergency Brake Warning and many other useful features.

Volkswagen Up!

One of the cheapest used cars to insure is the Volkswagen Up

Insurance Group 2 or 3 depending on the trim

The Volkswagen Up! with its tidy external appearance, handsome interior design and relative spaciousness is quite advanced for a vehicle of its size. The interior boasts sporty single piece seats, a multifunctional steering wheel, an impressive sound system complete with 5-inch screen and smartphone compatibility. Performance wise, the Up! houses a 3-cylinder 1.0-litre petrol engine coupled with a 5-speed manual transmission. This allows the vehicle to accelerate from 0-60mph in around 9.2 seconds and a top speed of roughly 113mph. Not too shabby for a little fella. Safety features include both Travel Assist and Emergency Assist just to name a couple.

Hyundai i10

Insurance Group 1 to 5 depending on the trim

Perhaps one of the greatest deals of 2021 is the Hyundai i10. This convenient car is sporty with a crisp design, loads of practical features, and lowered running costs. More interior space and an overall build quality that is superior to many other cars in its segment, the Hyundai i10 has great onboard technology accessed through an 8-inch touchscreen. The i10 is powered by a 1.0-litre MPi 3-cylinder engine that produces 90Nm of torque. Safety wise the i10 features Forward Collision Warning (FCW), a Lane Keep Assist System (LKAS), Driver Attention Warning (DAW) and so much more.

Seat Ibiza

One of the cheapest used cars to insure is the SEAT Ibiza

Insurance Group 3 or 4 depending on the trim

The Seat Ibiza is a subcompact hatchback with loads to offer. It’s fresh and clean exterior design is complimented by slick LED headlights and 15-inch alloy wheels. Internally, this Seat features a soft touch dashboard, high-quality materials as well as an upgraded infotainment system with smartphone connectivity, operated through a 6.5-inch touchscreen. The peppy three-cylinder 1.0-litre TSI engine, produces 95hp along with 175Nm of torque. Notable safety features include a Tiredness Recognition System (TRS), Adaptive Cruise Control (ACC), Lane Assist and airbags throughout the vehicle.

Skoda Fabia

Insurance Group 1

Larger and more technologically advanced than most models in its class, the Skoda Fabia is a quality hatchback designed to offer maximum practicality. Its modern safety system features Travel Assist, Lane-Keeping Assist as well as Blind-Spot Warning and Alerts. The 1.0-litre petrol engine producing 59bhp is ample for the city streets and contributes towards the Fabia’s low fuel consumption. The SE-spec cars are equipped with 15-inch alloy wheels, cruise control, parking sensors as well as the Smartlink+ system that is compatible with both Android Auto and Apple CarPlay.

Nissan Micra

Insurance Group 3

With a redesigned exterior and fresh interior elements, the Nissan Micra has seen a massive improvement to the model over the years. LED headlamps and 16-inch, two-tone wheels now compliment the refined exterior design, whilst the attractive interior, with high-quality finishes, has excellent ergonomic support. The Micra’s enhanced 1.0-litre turbocharged engine coupled with a five-speed transmission offers plenty of verve. It greatly contributes to the car’s low fuel consumption too. The Nissan Micra is also equipped with essential intelligent safety technologies including Ride Control, Lane Intervention and Forward Emergency Braking, which makes it one of the most efficient vehicles in its segment.